What if my current superannuation fund has life/trauma/permanent disability insurance? Does this mean that the new SMSF will also include this?

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No! If you or your partner's existing superannuation fund holds this insurance you will need to discuss whether you want to continue with it, and if so you will need this setup in your new SMSF BEFORE rolling over the funds. See ABOUT GGA > PARIS GROUP > INSURANCES for more information about our risk insurance and financial planning division.