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Financial Plan

How To Spend More To Save More

How To Spend More To Save More

Did you know that many manufacturers have been using techniques to deliberately reduce the life of a product to increase its replacement rate and sell you the same thing again? It’s called planned obsolescence.

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Your Income is Your Number One Asset

Your Income is Your Number One Asset

When starting out in small business, you have to take 100 per cent responsibility for the income you’re going to generate. That means you need a defensive strategy in place for your income.

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Individuals - What's Changing on 1 July 2018?

Individuals - What's Changing on 1 July 2018?

These are the main changes ahead for individuals from July 1 2018 including: personal tax bracket changes, introduction of the low and middle income tax offset, GST on property developments and residential subdivisions.

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( Posted in: Allied Health )

7 Healthy Habits That Could Improve Your Bank Balance This Year

7 Healthy Habits That Could Improve Your Bank Balance This Year

See how you could benefit your body, while upping the change in your back pocket at the same time. For many of us, the new year often begins with good intentions and a handful of new year resolutions, which may or may not begin right on 1 January. 

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Boost your retirement income with salary sacrifice

Boost your retirement income with salary sacrifice

By contributing into your super, you can reduce the amount of tax you pay while adding to your future retirement income.

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The power of investing in yourself

The power of investing in yourself

What do you really want out of life? Investing in yourself is an important way to prepare for achieving your personal goals. Here are 5 ways to make sure you’re ready to meet the future as your very best self.

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Investment bonds an alternative to super

Investment bonds  an alternative to super

A number of changes came into effect on 1 July 2017 that limit the amount of money those saving for retirement can put into super. This includes new limits on concessional (or before tax) and non-concessional (or after tax) contributions.

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Working after kids is it worth it?

Working after kids  is it worth it?

To work, or not to work? That is the question many Australian women (and some men) have to consider after having children. Sadly, both options can have long-term negative financial consequences. While it would seem obvious that not working is likely to set your bank balance back, going back to work can also be costly. Indeed, studies have shown that some mothers go back to work for no net financial gain. That’s because childcare in Australia is extremely expensive.

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