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Investment Property

PAYG Income Tax Withholding Variation

PAYG Income Tax Withholding Variation

Do you own a negatively geared investment property? Your employer is required to withhold tax during the year to cover your estimated tax liability from your employment income. However, those who have a negatively geared property investment will have less taxable income than their employer estimated, due to their rental property loss offsetting their employment income. In these cases, the employee does their tax and gets a tax refund for the overpaid tax at the end of the year.

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( Posted in: Investment Property )

Your guide to investment property loans

Your guide to investment property loans

There are certain things to look out for when selecting and applying for a loan for your investment property. Here we look at the main differences, the most popular loan types, and how to get the best mortgage for your situation.

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( Posted in: Lending & Finance )

Making your excess cash work for you!

Making your excess cash work for you!

If you are lucky enough to have come to that point in life where you have paid off your private mortgage you may now be looking at paying down some investment loans. There are a number of factors you need to consider to ensure you get your excess cash working for you in the best way possible.

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( Posted in: Investment Property )

Land Tax…the forgotten tax

Land Tax…the forgotten tax

When you buy your first (or even second) investment property, land tax is likely the last thing on your mind. Even less likely if you are buying a new family home and have decided to keep the old one and rent it out. With land tax rates skyrocketing in some states over recent years, this can be a nasty surprise.

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( Posted in: Investment Property )

In whose name?

In whose name?

When you decide to purchase an investment property there are a couple of important things you need to do before heading off to the agent and signing the contract! It is important to have look at all your structure options with your accountant, including discussing whose name you want on the contract.

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( Posted in: Investment Property )

5 Investment Property Ownership Structures – SMSF

5 Investment Property Ownership Structures – SMSF

There are 5 major ownership structures in which you can hold investment properties, and each one has its pro’s and con’s. The fifth and final article is on investment property held in SMSF’s, not a structure that is to be taken lightly, but one that can be very advantageous for the right investor.

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( Posted in: Investment Property )

5 Investment Property Ownership Structures – Trusts

5 Investment Property Ownership Structures – Trusts

There are 5 major ownership structures in which you can hold investment properties, and each one has its pro’s and con’s. My fourth article delves into a slightly more complex ownership structure of a Trust – an excellent structure for tax and capital protection.

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( Posted in: Investment Property )

5 Investment Property Ownership Structures – Tenants in Common

5 Investment Property Ownership Structures – Tenants in Common

There are 5 major ownership structures in which you can hold investment properties, and each one has its pro’s and con’s. Tenants in Common is another ownership structure which can be used to maximise tax advantages and capital protection.

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( Posted in: Investment Property )