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Lending

Risk Averse Banks Taking A Toll On Small Business

Risk Averse Banks Taking A Toll On Small Business

You’re probably somewhat aware of how powerful the banks are. But do you really know the full story?

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( Posted in: Community )

Towards 2019: What’s Next For The Housing Market?

Towards 2019: What’s Next For The Housing Market?

The Australian residential housing market has been highly variable this year, and we’ve seen some highlights as well as lowlights. We look ahead at what’s expected for the remainder of 2018 and beyond.

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( Posted in: Lending & Finance )

RBA Leave Cash Rate On Hold

RBA Leave Cash Rate On Hold

The RBA Board has left the official cash rate on hold for the 26th consecutive month at 1.50 per cent.

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( Posted in: Lending & Finance )

CBA To Scrap Supergear Product

CBA To Scrap Supergear Product

CBA will SCRAP their Supergear product, effective 12th October 2018. A decision to refine their product offering to become a “simpler, better bank” is their reasoning to exit the LRBA market. 

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( Posted in: Lending & Finance )

NAB Bucks The Trend

NAB Bucks The Trend

National Bank announced today that it will not change its Standard Variable home loan rate from 5.24% p.a.

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( Posted in: Lending & Finance )

Big Four To Implement Out-Of-Cycle Rate Hike

Big Four To Implement Out-Of-Cycle Rate Hike

Westpac Bank will increase variable interest rates for both residential owner occupied and investment loans, despite the RBA keeping the cash rate on hold for the past two years at 1.5%. 

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( Posted in: Lending & Finance )

Separating With A Mortgage

Separating With A Mortgage

When a couple breaks up, there are a lot of things to deliberate. Where are you going to burn the romantic photos? Who gets to keep the slow cooker? How quickly can I get that ring up on Gumtree? Most importantly, what happens to the house…?

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( Posted in: Lending & Finance )

How your bank calculates a business risk

How your bank calculates a business risk

Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into an arrangement with you. Let’s break it down...

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( Posted in: Lending & Finance )