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Lending
Risk Averse Banks Taking A Toll On Small Business
You’re probably somewhat aware of how powerful the banks are. But do you really know the full story?
... read moreTowards 2019: What’s Next For The Housing Market?
The Australian residential housing market has been highly variable this year, and we’ve seen some highlights as well as lowlights. We look ahead at what’s expected for the remainder of 2018 and beyond.
... read moreRBA Leave Cash Rate On Hold
The RBA Board has left the official cash rate on hold for the 26th consecutive month at 1.50 per cent.
... read moreCBA To Scrap Supergear Product
CBA will SCRAP their Supergear product, effective 12th October 2018. A decision to refine their product offering to become a “simpler, better bank” is their reasoning to exit the LRBA market.
... read moreNAB Bucks The Trend
National Bank announced today that it will not change its Standard Variable home loan rate from 5.24% p.a.
... read moreBig Four To Implement Out-Of-Cycle Rate Hike
Westpac Bank will increase variable interest rates for both residential owner occupied and investment loans, despite the RBA keeping the cash rate on hold for the past two years at 1.5%.
... read moreSeparating With A Mortgage
When a couple breaks up, there are a lot of things to deliberate. Where are you going to burn the romantic photos? Who gets to keep the slow cooker? How quickly can I get that ring up on Gumtree? Most importantly, what happens to the house…?
... read moreHow your bank calculates a business risk
Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into an arrangement with you. Let’s break it down...
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