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Archive for category: Superannuation
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Superannuation contribution caps to increase from 1 July 2026
The annual super contribution caps will increase from 1 July 2026, creating new opportunities for concessional and non-concessional contributions. Learn what the changes mean and how they may help reduce your tax.
... read moreWhat the New Div 296 Tax Means for Individuals with Large Super Balances
Division 296 tax will impact Australians with large super balances from 1 July 2026. This guide explains how it works, key thresholds and what to consider early.
... read moreKeeping Your Self-Managed Super Fund Compliant in Australia
SMSF trustees in Australia must comply with the sole purpose test and arm’s length rules. Understand related party risks, ATO expectations and potential tax consequences.
... read moreDownsizer Contributions and the Main Residence Exemption
Downsizer contributions allow eligible homeowners to contribute up to $300,000 to super after selling their home. Understanding how the main residence exemption applies is critical to getting it right.
... read moreKnow the Rules Before You Break Them: Why SMSF Education Matters More Than Ever
SMSF education is essential for trustees. Understanding SISA rules helps prevent breaches, reduce penalties and protect retirement savings by identifying compliance risks early.
... read moreAccessing superannuation funds for medical treatment or financial hardship
Superannuation can be accessed early only in limited cases such as financial hardship or compassionate grounds. This article explains the conditions, ATO requirements, and risks of doing so incorrectly.
... read moreSMSF Tax Deductions: What You Can (and Can't) Claim
Get clear on SMSF tax deductions with our guide on what your self-managed super fund can legitimately claim and what it can’t.
... read moreAccessing money in your SMSF
Discover the risks and regulations around accessing money in your SMSF. Understand how to avoid illegal schemes and ensure your superannuation stays secure and compliant with ATO guidelines.
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