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Loans

Warning: Redrawing investment loans

Discover the tax complexities of redrawing investment loans. This article sheds light on ATO’s scrutiny and the need for correct reporting.

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 Warning: Redrawing investment loans
( Posted in: Investment Property )

What You Need to Know About the Latest RBA Cash Rate Rise

The RBA is back with a cash rate rise of 25 basis points, taking the current rate to 3.85%. Strong jobs and inflation data means there is more work to be done to control price rises, further rate increases haven’t been ruled out.

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What You Need to Know About the Latest RBA Cash Rate Rise
( Posted in: Lending & Finance )

What Home Loan Features Matter Most?

Buying a home is probably one of life’s most important milestones, so getting the right home loan tailored to your specific needs and circumstances is essential.

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What Home Loan Features Matter Most?
( Posted in: Lending & Finance )

Utilising Redraw For Your Investment Property

My client, let’s call her Rachel, is planning on moving into this property for one to two years and renovating it during that time, before moving on to her next property and renting this one out.  There are many things to think about when getting a mortgage but I am only going to look at the potential tax effects of different loan structures.

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Utilising Redraw For Your Investment Property
( Posted in: Investment Property )

RBA Leave Cash Rate On Hold

The RBA Board has left the official cash rate on hold for the 26th consecutive month at 1.50 per cent.

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RBA Leave Cash Rate On Hold
( Posted in: Lending & Finance )

CBA To Scrap Supergear Product

CBA will SCRAP their Supergear product, effective 12th October 2018. A decision to refine their product offering to become a “simpler, better bank” is their reasoning to exit the LRBA market. 

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CBA To Scrap Supergear Product
( Posted in: Lending & Finance )

Offset VS Redraw For Property Investors

It's a tricky decision for many, so our property expert has given some advice on what will be best for you. 

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Offset VS Redraw For Property Investors
( Posted in: Investment Property )

NAB Bucks The Trend

National Bank announced today that it will not change its Standard Variable home loan rate from 5.24% p.a.

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NAB Bucks The Trend
( Posted in: Lending & Finance )