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Loans

How your bank calculates a business risk

Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into an arrangement with you. Let’s break it down...

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How your bank calculates a business risk
( Posted in: Lending & Finance )

Cash rate remains at 1.50% and lending polices are expected to further tighten

The RBA has again left interest rates on hold at the historical low of 1.50%. There has been no changes to the cash rate since August 2016. However over the past few weeks out of cycle rate hikes by the major banks and second tier lenders have made front page headlines. These interest rate increases ranged from negligible increases to owner occupied loans to smacking investors and those whose loans feature interest only repayments with some significant increases. 

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Cash rate remains at 1.50% and lending polices are expected to further tighten
( Posted in: Lending & Finance )

You’ve won the auction – what happens next?

Congratulations! You’ve just bought a property at auction. Before you can move in, there are some things you need to do. Remember, it’s always recommended to seek legal advice when purchasing a property.

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You’ve won the auction – what happens next?
( Posted in: Lending & Finance )

How to add maximum value with renovations

Renovating is one of the best ways for property owners to increase the value of their homes. If you’re looking to add value to your home, but don’t want to renovate every room, it can be difficult to decide where to start.

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How to add maximum value with renovations
( Posted in: Lending & Finance )

More than home loans: why a broker can help you with commercial & asset finance

Mortgage brokers have expertise in residential and other property loans. They can also play an important role in helping businesses find and secure commercial and asset finance at competitive rates, by leveraging their network of lending institutions.

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More than home loans: why a broker can help you with commercial & asset finance
( Posted in: Lending & Finance )

Good News for SMSF Borrowing - API Article

It’s been a tumultuous 12 months in the world of self-managed superannuation funds (SMSF) limited recourse borrowing arrangements, ever since the Financial System Inquiry (FSI) released its report in December 2014. There’s been a lot of speculation about what the government’s response would be and we finally found out… and it’s good news!

 

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Good News for SMSF Borrowing - API Article
( Posted in: Allied Health )

Hidden lending restrictions for small apartments

Another interesting article we spotted recently.  As apartments get smaller it seems there may be hidden lending restrictions, with some bank not lending for ....

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( Posted in: Lending & Finance )

New Margin Lending Deals

Lenders are overhauling their margin loans in a bid to overcome investors’ reluctance to borrow to buy shares and managed fund

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( Posted in: Lending & Finance )