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Finance

Business - What's Changing on 1 July 2018?

Business - What's Changing on 1 July 2018?

Here are the key changes coming up for business on 1 July 2018 including: single touch payroll, $20k instant asset write-off, GST on low value goods, GST on property developments and residential subdivisions and R&D changes.

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( Posted in: Allied Health )

Individuals - What's Changing on 1 July 2018?

Individuals - What's Changing on 1 July 2018?

These are the main changes ahead for individuals from July 1 2018 including: personal tax bracket changes, introduction of the low and middle income tax offset, GST on property developments and residential subdivisions.

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( Posted in: Allied Health )

CGT and the family home

CGT and the family home

Expats and foreign residents beware! The family home of foreign residents and expats may be taxed if legislation before Parliament is passed by the Senate.

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( Posted in: Lending & Finance )

Tax Deductions In Danger

Tax Deductions In Danger

A recent Parliamentary Inquiry into Tax Deductions created some fairly sensational headlines about what and how deductions are being claimed – $22 billion worth to be exact. 

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( Posted in: Allied Health )

7 Healthy Habits That Could Improve Your Bank Balance This Year

7 Healthy Habits That Could Improve Your Bank Balance This Year

See how you could benefit your body, while upping the change in your back pocket at the same time. For many of us, the new year often begins with good intentions and a handful of new year resolutions, which may or may not begin right on 1 January. 

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ANZ Lending Update

ANZ Lending Update

Effective 16 June, ANZ Bank will increase their Variable Interest Only home loan rates for both investors and owner occupiers by 30 basis points. ANZ's Standard Variable Rate for investment lending with Interest Only repayments is now 6.26% p.a..

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( Posted in: Lending & Finance )

Last of the Major 4 Banks to cap interest only loans at 80% LVR

Last of the Major 4 Banks to cap interest only loans at 80% LVR

Westpac Bank announced today the maximum LVR (loan to valuation ratio) for those seeking interest only repayments will be capped at 80%. This applies to both owner occupied and investment lending. They are last of the Major 4 Banks to cap LVRs for ...

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( Posted in: Lending & Finance )

Overcapitalising what it is and how to avoid it

Overcapitalising  what it is and how to avoid it

As a home owner or property investor, you may have heard the term ‘overcapitalising’. But what exactly is it and why is it considered bad?

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( Posted in: Lending & Finance )