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Finance

Overcapitalising – what it is and how to avoid it

As a home owner or property investor, you may have heard the term ‘overcapitalising’. But what exactly is it and why is it considered bad?

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Overcapitalising – what it is and how to avoid it
( Posted in: Lending & Finance )

Your guide to investment property loans

There are certain things to look out for when selecting and applying for a loan for your investment property. Here we look at the main differences, the most popular loan types, and how to get the best mortgage for your situation.

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Your guide to investment property loans
( Posted in: Lending & Finance )

Cash rate remains at 1.50% and lending polices are expected to further tighten

The RBA has again left interest rates on hold at the historical low of 1.50%. There has been no changes to the cash rate since August 2016. However over the past few weeks out of cycle rate hikes by the major banks and second tier lenders have made front page headlines. These interest rate increases ranged from negligible increases to owner occupied loans to smacking investors and those whose loans feature interest only repayments with some significant increases. 

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Cash rate remains at 1.50% and lending polices are expected to further tighten
( Posted in: Lending & Finance )

You’ve won the auction – what happens next?

Congratulations! You’ve just bought a property at auction. Before you can move in, there are some things you need to do. Remember, it’s always recommended to seek legal advice when purchasing a property.

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You’ve won the auction – what happens next?
( Posted in: Lending & Finance )

Your property inspection checklist

When you’re house hunting, it’s easy to get distracted by aesthetics. This checklist will help you focus on what’s really important at a property inspection.

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Your property inspection checklist
( Posted in: Lending & Finance )

CBA & Bankwest temporarily suspend lending for purpose of refinancing investment loans

In breaking news CBA and their subsidiary Bankwest released communications today that they will no longer accept applications for refinance of investment loans as of Monday 13th February.

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CBA & Bankwest temporarily suspend lending for purpose of refinancing investment loans
( Posted in: Lending & Finance )

How to add maximum value with renovations

Renovating is one of the best ways for property owners to increase the value of their homes. If you’re looking to add value to your home, but don’t want to renovate every room, it can be difficult to decide where to start.

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How to add maximum value with renovations
( Posted in: Lending & Finance )

More than home loans: why a broker can help you with commercial & asset finance

Mortgage brokers have expertise in residential and other property loans. They can also play an important role in helping businesses find and secure commercial and asset finance at competitive rates, by leveraging their network of lending institutions.

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More than home loans: why a broker can help you with commercial & asset finance
( Posted in: Lending & Finance )