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Understanding which home loan features are right for you

Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and even different attitudes to money.

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Understanding which home loan features are right for you
( Posted in: Lending & Finance )

5 Investment Property Ownership Structures – Tenants in Common

There are 5 major ownership structures in which you can hold investment properties, and each one has its pro’s and con’s. Tenants in Common is another ownership structure which can be used to maximise tax advantages and capital protection.

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5 Investment Property Ownership Structures – Tenants in Common
( Posted in: Investment Property )

Family Trust Distributions to Children – THE IMPORTANCE OF PLANNING

Family trusts have many advantages, one of these being the ability to distribute business profits to your children. This is a popular strategy which can be used to reduce your overall tax liabilities at year end.

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Family Trust Distributions to Children – THE IMPORTANCE OF PLANNING
( Posted in: Living Estate Planning )

5 Investment Property Ownership Structures - Joint Ownership

There are 5 major ownership structures in which you can hold investment properties, and each one has its pro’s and con’s. In my second article we will be looking at Joint Ownership.

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5 Investment Property Ownership Structures - Joint Ownership
( Posted in: Investment Property )

Your property inspection checklist

When you’re house hunting, it’s easy to get distracted by aesthetics. This checklist will help you focus on what’s really important at a property inspection.

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Your property inspection checklist
( Posted in: Lending & Finance )

Poorly Structured

I heard a horror story the other day about poor structuring. Let’s just call this person Wayne Structureless for simplicity. Wayne has shares in a very profitable small business in his own name.

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Poorly Structured
( Posted in: Tax )

$1.6 Million Pension Cap for SMSF’s

Now that the proposed $1.6 million pension transfer balance cap is law, I thought it best to explain.

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$1.6 Million Pension Cap for SMSF’s
( Posted in: Superannuation )

Data integrity is vital

It is now compulsory for organisations to provide notice to regulators and affected individuals in the event of a data breach. I know Mr Trump likes Mr Putin but he hasn’t yet asked Vladimir how he should try and control his citizens to not hack into and upset so many organisations in western democracies.

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Data integrity is vital
( Posted in: Tax )